The following definitions apply to these Terms and Conditions:
·“Cardholder” means the primary Cardholder of an eligible Scotiabank retail Credit Card.
· “Promotional Period” refers to the period from April 9th, 2024 to May 16th, 2024, inclusive.
· “Promotion” refers to this promotion and not to any of Scotiabank’s other promotions or programs.
· “Eligible” refers to qualification to participate in this Promotion.
· "Purchases" means any retail, internet, phone or mail order purchase or Point of Sale transaction.
· “Eligible Purchases/transactions” means any retail, internet, phone or mail order purchase or Point of Sale transaction that meets the minimum spend requirement, not including returns/credits or any fees and/or bank charges.
· “Good standing” means the account is not overlimit or past due by any amount during the promotional period.
· “Eligible Credit Cards” refers only to Scotiabank retail credit cards. Transactions made using a Scotiabank Small Business or Corporate credit card are excluded from this Promotion.
· “Digitally Active” refers to a Cardholder whose monthly usage of the Scotiabank Online Banking or Scotiabank Caribbean App platform includes a minimum of three (3) transactions performed during the Promotional Period.
· "Scotiabank" or “Bank” means Scotiabank (Barbados) Limited.
This Promotion is open to legal residents of Barbados who are eighteen (18) years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.
How to Participate/Draw Prize:
General Eligibility Criteria
· This Promotion is open to legal residents of Barbados, aged eighteen (18) years of age or older, who hold an eligible Scotiabank credit card with the exception of employees of Scotiabank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household as any of these employees. Employees of Scotiabank’s advertising and promotional agencies, as well as their immediate family members, relatives and/or those living in the same households are also not eligible to participate in the Promotion.
· Eligibility is restricted to selected Cardholders whose accounts are still active at the time of the draw, are in good standing and have not been frozen or closed.
· Eligibility is restricted to Cardholders who have an active Scotiabank Deposit Account and are digitally active.
· All Eligible Transactions will be considered toward the earning of entries. There are no limits to the number of entries a Cardholder may receive.
· Transactions from unauthorized card use or those made with lost, stolen or fraudulent Scotiabank credit cards will be considered void and ineligible for the purposes of this Promotion.
Eligible Purchases/Transactions
During the Promotional Period, Cardholders will receive one (1) entry for each Eligible Purchase, Instalment Plan, and/or New Account activity, as outlined below. There is no limit to the number of entries a Cardholder may receive during the Promotional Period.
TABLE I
Country
Spend requirement for each transaction
Instalment Plan
New credit card Account
Barbados
BBD $600.00
Create a New Instalment Plan (Select Pay) with a minimum term of six (6) months, and a minimum Principal Balance of US$300 or equivalent in local currency for one (1) entry towards winning the prize
Open and activate a new Scotiabank credit card account and complete a transaction of any value during the promotional period and earn one (1) entry towards winning the prize. An additional entry will be earned for every transaction that meets the minimum spend requirement
For example, if a Cardholder in makes the following three (3) transactions (In local or equivalent foreign currency): one (1) for BBD $250, another for BBD $600 and another for BBD $1,500, the Cardholder will receive two (2) entries, one (1) for each transaction equal to, or exceeding, the minimum spend requirement, that is: One (1) entry for the spend of BBD $600 and the other for the spend of BBD $1,500.
If a Cardholder makes a purchase of BBD $1,615 during the promotional period, then later converts the purchase of BBD $1,615 (US$800) to an Instalment Plan for six (6) months, the Cardholder will receive two (2) entries towards winning the prize. One (1) entry for the purchase, and an additional entry for the Instalment Plan.
If a Cardholder opens a new credit card account, activates the card, and completes a transaction of any value, the Cardholder will receive one (1) entry towards winning the prize. An additional entry will be earned for every transaction that meets the minimum spend requirement as stated in TABLE I.
The Cardholder will be entered to win an All-Expense Paid trip to the United States of America to attend two (2) Basketball Finals games in June 2024 for the Cardholder and one (1) guest of the Cardholder’s choice, with an additional prize of USD $1,000.00 spending money credited to the Scotiabank credit card account in the name of the winner.
Prize Info
· A travel package for two persons to the United States of America, (the winner and a companion) for five (5) days and (4) nights, including tickets to watch two (2) Basketball Finals games in June 2024.
The package also includes:
Two (2) airline tickets, round trip economy class, from the Cardholder’s territory to the city where the Basketball Finals games will be held in the United States of America. This will also include inter-state flight or ground transportation as applicable to transport the winner and their guest to the different games.
Ground transfers from and to: airport-hotel- Stadium- hotel-airport in the United States of America.
Transfers to activities mentioned in the package.
Spending money in the amount of USD $1,000.00 or the equivalent in local currency credited to the Scotiabank credit card account in the name of the winner.
In Barbados, one (1 ) winner will be selected.
Draw Prize
· The draw for the winners will take place on Monday May 27th, 2024, by the Regional Product Marketing Units for the participating Territories.
· The allotted number of winners will be randomly selected from an electronic customer database with qualifying entries using a randomizer. Four (4) entries per country will be drawn as back-up winners.
Draw - Consumer Disclosure / Notification of winners
· Three (3) attempts will be made to notify the winners, by telephone, three (3) times within three (3) business days from the date of the draw. Should Scotiabank be unable to contact the winners directly by telephone within the aforementioned period another winner will be drawn from the back-up winners in their stead and the aforementioned contact procedure followed. After being notified by telephone, an email will be sent to the winner. To be confirmed as a winner, the winner will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release within three (3) business days of the email notification. The winner will also be required to provide proof of ownership of the Scotiabank credit card that was used to win the prize by way of a valid government issued photo identification. A valid form of National Identification must also be presented to collect the prize. For example, National ID card, Passport or Driver’s License.
· If the winner declines to fulfill these conditions or to collect the prize, their eligibility will be voided, and another winner will be drawn from the backup winners in the order they were selected. All unaccepted prizes will be retained by Scotiabank.
· Contact will be attempted using the Cardholder’s telephone number as found in Scotiabank’s records. If the winner cannot be contacted by telephone within three (3) business days of the draw date Scotiabank has the right to offer the prize to a back-up winner.
· The winners’ names may be published in the media as part of Scotiabank’s promotional and marketing activities for the promotion and the winner must agree to the use of his or her name, photographs and videos, without compensation, in any forthcoming publicity by Scotiabank or the prize may be forfeited, unless Scotiabank in its sole discretion agrees to waive the conditions specified above.
· The winner will be responsible for any required Travel Visa(s), the payment of any taxes, tips, insurance and/or expenses as well as any associated fines and fees levied in relation to the foregoing not explicitly stated as part of their prize, and must agree to release, discharge and hold harmless Scotiabank from and against any and all claims, losses, injuries or damages resulting from participation in this Promotion.
· The use of your Eligible Scotiabank credit card to make purchases constitutes your consent to participate in this Promotion and your consent for Scotiabank to obtain your name, address and other information for the lawful purpose of administering this Promotion. Scotiabank reserves the right, with consultation and approval from the relevant Gaming Commissions (as applicable), to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this contest.
· This Promotion is a limited-time promotion which will run from April 9th, 2024 to May 16th, 2024, inclusive.
· A Cardholder’s prize earned through participation in this Promotion will be forfeited in the event that the Cardholder ceases to be a Cardholder before May 16th, 2024.
· Prizes are not transferable and are subject to change, with approval from the relevant Gaming Commissions as applicable.
· Prizes must be accepted as awarded.
· Scotiabank will not be responsible for changes to the prizes which result from circumstances outside of its control.
· Scotiabank will issue no representation or warranty in respect of the prize.
In all matters relating to this Promotion, the decision of Scotiabank shall be final and binding in all respects, subject to the approval from the relevant gaming authorities.
Subject to the approval from the relevant gaming authorities:
· Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.
· Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or to change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, Scotiabank’s decision is final.
These terms and conditions apply only to this Promotion and do not apply to any of Scotiabank’s other products, promotions or programs or any other product, promotion or program in conjunction with Scotiabank and any other entity or brand.
To unsubscribe from receiving communications about this Promotion and/or to opt out of the Promotion call our Contact Centre using the number on the back of your card.
For further details on Credit Cards please visit the following website: bb.scotiabank.com
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