How to set up a SelectPay™ plan on your credit card purchases.  

You can choose from 3, 6, 9 or 12 month installment plans.

Let's get started.

Follow the steps below.

Step 1 - Launch the App and sign in.

Launch the Scotia Caribbean App and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Step 2 - Tap on the 'Credit cards' section.

Choose your credit card.

app screen credit card

Step 3 - Tap the SelectPay™ tab. 

Then, select the 'Convert your transactions' button.  

convert transaction

Step 4 - Tap on the 'Transaction' dropdown.

Choose the 'Transaction' dropdown. All eligible transactions will show in this section. 


Step 5 - Choose your transaction.

Select the transaction you wish to convert into installments. Note: only your eligible transactions can be converted into installments.

*Eligible credit card purchases are defined as: 

  1. Purchases that are equal to or greater than $150 BBD.
  2. Purchases that are made in the same statement period when the SelectPay™ plan was set up.
  3. Credit card accounts that are in good standing.
selected transaction

Step 6 - Select a plan that works for you.

Tap on the 'Installments plan' dropdown arrow to select your preferred payment plan. You can choose from 3, 6, 9 or 12 month installment plans.

Compare your options and choose the plan that works best for you. 

installments plan

Step 7 - Review the installments plan summary.

The one-time set-up fee of 1% covers operational costs associated with setting up the SelectPay™ plan and will include taxes, where applicable. This charge is non-refundable, unless you cancel the SelectPay™ plan within the same statement cycle.

plan summary

Step 8 - Review the Terms and Conditions and Cardholder Agreement.

Once you've read the Terms and Conditions and Cardholder Agreement, check the box and then slide to submit.

terms and conditions

Step 9 - Ta-da, it's done!

Your SelectPay™ plan has now been set up!

approved plan