New Deposit Accounts Interest Rates

Our accounts offer you a range of services and ways to help you save your money.

Term Deposit Products (Retail)

This schedule of interest rates and fees (schedule) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Term Deposit Agreement.

Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated. We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule. If we do, we will notify you of any changes in accordance with the Agreements.

Note: At maturity, Term Deposits will automatically renew for an additional term, at the then current interest rate(s), unless alternative instructions are provided beforehand.

Fixed Term Deposits -

Min. opening balance requirement: BBD $3,000

Barbadian Dollars (BBD)¹	Term
Balance Range	31-59 days	60-89 days	90-179 days	180-364 days	1 year	1.5 years	2 years	3 years +
$3,000 - $100,000 and over	0.0000%	0.0000%	0.0000%	0.0000%	0.0000%	0.0000%	0.0000%	0.0000%

Fixed Term Deposits (Monthly Income) -

Min. opening balance requirement: BBD $25,000

Barbadian Dollars (BBD)²	Terms
Balance Range	1 Year	2 years	3 years +
$25,000 - $100,000 and over	0.0000%	0.0000%	0.0000%

1 Year cashable Term Deposit -

Min. opening balance requirement: BBD $5,000³

Eastern Caribbean Dollars (XCD)²	Term	Penalty rate if early redeemed
Balance Range	1 year (maturity)	31-364 days
$5,000 - $100,000 and over	0.0000%	0.0000%

1

Not redeemable prior to maturity. Interest payable at maturity for terms up to 18 months and annually thereafter.

2

Not redeemable prior to maturity. Interest payable at maturity for terms up to 18 months and annually thereafter.

3

Redeemable only after 31 days. Interest payable at maturity or when redeemed based on the early redemption rate for the period. No partial withdrawal allowed.

Core Deposit Products (Retail)

This schedule of interest rates and fees (schedule) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement. Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated. We can amend, change, modify add or remove any of the rates, fees, benefits, features and services that are set out in this schedule. If we do, we will notify you of any changes in accordance with the Agreements.

Savings Accounts

Primary Savings Account (BBD)⁴

Balance Range	Rate
$0 - $299	0.0000%
$300 plus	0.0100%

4

Interest paid on Lowest Monthly Account Balance - Paid Monthly

Age Based Accounts

Primary Savings Junior Account

Balance Range	Rate
Flat Rate	0.0000%

Total Access Senior Account

Balance Range	Rate
Flat Rate	0.0000%

Accounts No Longer Available For New Customers

Signature Savings Account

Balance Range	Rate
Flat Rate	0.0000%