Find a variety of loan and financing solutions tailored to your personal needs

Scotiabank has a variety of loans and lines of credit to help you achieve your long- and short-term financial and personal goals.

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan

  • Customize the loan to your changing needs
  • Choose a repayment schedule that suits you
  • Select a payment that actually saves you interest
  • Enjoy longer terms and smaller monthly payments
  • Consolidate your debts into one easy payment

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Car Loans

  • Up to 100% financing
  • Repayment period of up to 84 months
  • Up to 100% financing
  • Repayment period of up to 84 months

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ScotiaLine Personal
Line of Credit

  • Give yourself some added financial flexibility
  • Unrestricted access to your credit
  • Make payments as low as interest-only
  • Complimentary ScotiaLine personalized cheques
  • No pre-payment penalty

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ScotiaLine Gold Personal
Line of Credit

  • Have enough credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
  • Payments as low as interest only
  • Once it's yours, it's yours for life

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Let us help you get closer to your dream of homeownership.


  • An expert team of advisors available to guide you
  • Affordable rates and terms
  • Buy new with as little as 5% down

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Prefer to talk to us?

Call us and let us help: 
(246) 426-7000