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Borrowing
Find a variety of loan and financing solutions tailored to your personal needsScotiabank has a variety of loans and lines of credit to help you achieve your long- and short-term financial and personal goals.
Loans and Lines of Credit
Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.
Scotia Plan
Loan
- Customize the loan to your changing needs
- Choose a repayment schedule that suits you
- Select a payment that actually saves you interest
- Enjoy longer terms and smaller monthly payments
- Consolidate your debts into one easy payment
Car Loans
- Up to 100% financing
- Repayment period of up to 84 months
- Up to 100% financing
- Repayment period of up to 84 months
ScotiaLine Personal
Line of Credit
- Give yourself some added financial flexibility
- Unrestricted access to your credit
- Make payments as low as interest-only
- Complimentary ScotiaLine personalized cheques
- No pre-payment penalty
ScotiaLine Gold Personal
Line of Credit
- Have enough credit to make those special purchases
- Get instant access to your credit whenever you need it
- Enjoy an interest rate lower than most personal loans
- Payments as low as interest only
- Once it's yours, it's yours for life
Mortgages
Let us help you get closer to your dream of homeownership.
Mortgages
- An expert team of advisors available to guide you
- Affordable rates and terms
- Buy new with as little as 5% down