Day-to-Day Access Account

A basic account, with no monthly fee.

Is this account right for you?

Right for you if:

  • You prefer to bank OnLine and visit the branch for your transactions
  • You use it for everyday banking such as purchases, Digital Banking transactions and deposits.

May not be right for you if:

  • You are interested in only opening a savings account that earns interest.

Account features

Bank anywhere, anytime. Visit the branch or, use the Scotia Caribbean App and Scotia OnLine Banking. 

  • Transfer funds to Scotiabank and other local bank accounts, for free.
  • Pay your credit card and utility bills.
  • View your account statements and more.
  • Free, unlimited branch/ cheque transactions (Service fees for wire transfers, Manager’s cheques/ drafts, etc. apply)

Account fees

  • No monthly fees.
  • No minimum balance required.

Here's what you can access with every account

  • Scotia Caribbean App and Scotia OnLine Banking

  • ScotiaCard™ Mastercard® Debit for all your day-to-day transactions

Tools and advice.

Choose an account that's right for you. 

Compare our chequing and savings accounts.

Start here

Open an account, online.