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ScotiaLine Rates and Fees
Rates and fees for your ScotiaLine line of credit.
Last updated: February 2022.
ScotiaLine Rates & Fees
A Credit Bureau Report Fee of $20.00 is attached to Scotia Plan Loans, Mortgages, Credit Cards and other revolving facilities.
| Annual Fee |
$200.00 |
| Late Payment Fee |
$60.00 |
| ATM Cash Advance Fee |
NIL |
| Non-Sufficient Funds (NSF) |
$50.00 |
| Replacement/Additional Statement |
$25.00 |
| Annual Fee Co-borrower |
$75.00 |
| Over Limit Fee |
$60.00 |
| Return Cheque Fee | $50.00 |
| Dishonoured Cheque Fee | $50.00 |
| Retrieval of Items |
$15.00 |
| Replacement Lost/ Damaged Card | N/A |
| Minimum Payment |
3% of amount Min. $100.00 |
Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:
- Notice on website
The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.
You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at (246) 426-7000 or visiting your nearest Branch.