Mortgage Centre

Buy the home. Build the memories.

Make an appointment

Home is where your story grows.

Our Advisors will show you mortgage solutions customised to your needs, so you can enjoy your home knowing you made the right decision.

Get prequalified.

All you need is a valid photo ID^†

Benefits of prequalification:

Find out how much you can spend on your new home.
Show potential sellers that you're able to borrow.
Gather documents for the mortgage application process.

Downpayment

Buy new, with 10% down.

rates

Get tailored interest rates.

Repayment

Customised repayment terms.

mortgage switch

Already have a Mortgage?

Switch to Scotia and get a special interest rate & money back.

†

Participating in the prequalification process is not automatic approval of a Mortgage. Additional details may be requested to get prequalified.

Here’s how it works:

Step 1

Connect with one of our Home Financial Specialists.

Step 2

Discuss your financial situation and agree to a credit check.

Step 3

Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.

Interested in building or renovating?

Learn more about our Home Builder Loan.

Start here

More about Mortgages

Credit Protection

In the event of your death or the diagnosis of a specific health crisis, your Mortgage can become a financial obligation to your family. Learn how Credit Protection can prevent this from happening.

Get details

Ready to get started?

Make an appointment