Mortgage Centre
Take the shortcut home.
Our mortgage specialists show you mortgage solutions customized to your needs, so you can enjoy your home knowing you made the right decision.
Get prequalified on the spot.
All you need is a valid photo ID†
Participating in the prequalification process is not automatic approval of a Mortgage.
Additional details may be requested to get prequalified.
Benefits of prequalification:
![orange check](/content/scotiabank/bb/en/personal/borrowing/mortgages/_jcr_content/main-par/section_container_14/section-container-par/row/row-par-2/row_copy/row-par-1/image.img.png/1640120041700.png)
Find out how much you can spend on your new home.
![orange check](/content/scotiabank/bb/en/personal/borrowing/mortgages/_jcr_content/main-par/section_container_14/section-container-par/row/row-par-2/row_copy_copy/row-par-1/image.img.png/1640120062675.png)
Show potential sellers that you're able to borrow.
![orange check](/content/scotiabank/bb/en/personal/borrowing/mortgages/_jcr_content/main-par/section_container_14/section-container-par/row/row-par-2/row_copy_copy_917051306/row-par-1/image.img.png/1640120114161.png)
Gather documents for the mortgage application process
Here’s how it works:
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Step 1.
Contact any of our Home Finance Specialists.
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Step 2.
Discuss your financial situation and agree to a credit check.
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Step 3.
Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments.
Tools & Information
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Getting started is easy
View our mortgage application checklist.
![House Icon](/content/dam/scotiabank/international/trinidad-tobago/icons/48px/Mortgage_48px.png)
Interested in building or renovating?
Learn more about our home builder loan.
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Mortgage 101
Work with a Home Financing Specialist.