Compare Accounts and Fees

Choose an account that's right for your needs.

We're here to make your banking simpler. Whether you want to transact or save – we have an account that's right for you.

Finding the right account starts with understanding what you will be using it for. The Account Selector Tool will help identify the best account to meet your needs – all you need to do is answer a few quick questions about how you want to bank.

Want to see everything we have to offer and choose for yourself? The account comparison chart is here to help you identify the features and benefits each of our accounts offer and find the one that is right for you.

AccountMonthly FeeCustomer Initiated Transactions IncludedUnlimited Self Service Banking (ATM, P.O.S, Scotia Caribbean App, Scotia OnLine, Banking)Unlimited Self-Service Transfers Between AccountsAdditional Transaction FeesScotiabank Savings Reward Plan Eligibility (Bonus Interests on ASP ContributionsPays InterestOverdraft Protection (Subject to approval)
Payroll Access AccountFREE*Unlimited Self-Service BankingFREEFREE$5.00--NONO
*Your full salary must be electronically assigned
Total Access Account$35.003 in Branch or ChequeFREEFREEBranch/ Cheque: $1.50 with ScotiaCard or $3.00 without ScotiaCardNONOYES
Total Access SeniorFREE10 in Branch or ChequeFREEFREE--NONOYES
Electronic Access Account$16.00Unlimited Self-Service BankingFREEFREEBranch/ Cheque: $2.50 with ScotiaCard or $5.00 without ScotiaCardNONOYES
Electronic Access Youth$6.00Unlimited Self-Service BankingFREEFREENONOYES
Day-to-Day Access Account


FREEFREE FREEFREENONONONO
Primary Savings Account$10.00 if balance falls below $300.00--FREE
  • Branch/ Cheque: $2.50 with ScotiaCard or $5.00 without ScotiaCard
  • ATM: Free
  • POS:$1.50
YESYESNO
Primary Savings JuniorFREE--FREEYESNONO
Primary Savings Foreign Currency$2.50 if balance falls below $300 (In currency of account)--FREEBranch/ Cheque: $1.50 with ScotiaCard or $3.00 without ScotiaCardNONONO