Credit Protection for ScotiaLine.

Right for you if:


You want credit protection for your personal Line of Credit.

Protect your family.

Your ScotiaLine Personal Line of Credit can give you convenient access to credit for your everyday purchases and expenses. However, in the event of your death or the diagnosis of a covered critical illness, this convenience could become your family's financial obligation.

Credit Protection can remove these worries.

Credit Life Protection

Credit Life Protection can pay off the outstanding loan balance on your account in the event of your death, relieving your loved ones of added financial pressure at a difficult time.


Consider joint coverage if you have a secondary cardholder on your account.

Critical Illness Protection

Critical Illness Protection is a living benefit, which means that the outstanding loan balance on your ScotiaLine account can be paid off in the event that you are diagnosed with a covered critical illness (specifically heart attack, cancer, or stroke).


If you already have Life Protection, you may want to add Critical Illness coverage or consider joint coverage if you have a secondary cardholder on your account.


*Critical illness only available with life protection.


You are approved for coverage provided you and your secondary borrower (if applicable) are less than age 65 on the date you enrol for Life Protection or less than age 55 if you decide to enrol for both Life and Critical Illness Protection.

At a Glance

Choose Life or Life + Critical Illness coverage for complete coverage
No health questions asked
Peace of mind for your loved ones


A note from the insurers:

In this section, we have attempted to explain clearly and briefly the coverage available under this plan. Coverage is subject to specific limitations and exclusions, including age restrictions, as described in the enrolment Form and the Certificate of ScotiaLine Credit Protection Insurance. Please refer to the Certificate for additional details.

Insurance is underwritten by Scotia Insurance Caribbean Limited, which is a wholly-owned subsidiary of GraceKennedy Financial Group Limited (“GraceKennedy Financial”), and offered through Scotia Insurance Agency Limited, a licensed insurance agent of SICL.

Ready to apply?