Electronic Access Youth
An account designed for clients 18 to 25 years who prefer to bank digitally.
Is this Chequing Account right for you?

Right for you if you:
- Want to pay a discounted monthly fee and enjoy unlimited self-service banking1
- Use for everyday banking such as purchases, ATM transactions and transfers
- Want to pay no fees at Scotia ATMs, Scotia Point of Sale (POS) machines, on the Scotia Caribbean App and Scotia OnLine Banking and, when shopping with your ScotiaCard™
- Can benefit from Overdraft Protection2

May not be right for you if you:
- Are interested in only opening a savings account that earns interest
- Need to visit a branch for transactions not available on the Scotia Caribbean App and Scotia OnLine Banking
Top reasons to choose this account.

Account benefits
- Discounted monthly account fee
- Unlimited transactions at Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Grow your money
- FREE when you use Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Scotia perks
- Quarterly electronic statements
1
A per transaction fee will apply for branch/ cheque transactions (if allowance is exceeded). Service fees for wire transfers, Manager’s cheques/ drafts, etc. apply.
2
Normal lending criteria / terms and conditions apply. Learn more about Overdraft Protection.
Tools and Advice.
Choose an account that's right for you.
Compare our chequing and savings accounts.