Scotia Auto Insurance.

Protection for your vehicle.

Right for you if:

 

You want insurance protection for your private vehicle.

Protect your vehicle.

Smart drivers know that accidents happen and it is important to protect your vehicle, your loved ones and those around you. Protecting yourself from life’s uncertainties is just good financial planning.

They know that auto insurance not only makes good sense, but also that it’s something that no driver should be without. And if you have a vehicle loan, your bank (including Scotiabank) requires that your vehicle be insured for its current value.

That’s why we are pleased to offer drivers both comprehensive and third party auto insurance packages with a full range of coverage and services at preferred rates for Scotiabank and non-Scotiabank customers.

Should an accident occur, Scotiabank Auto Insurance can ensure you have the funds you need to replace or repair your vehicle, replace your personal possessions, provide a rental vehicle whilst your vehicle is being repaired and even cover liability to other people!

Call your Scotiabank branch or email scotiainsurance.caribbean@scotiabank.com and make an appointment to talk to us today. Our representatives and advisors can provide you with a competitive quote and if you decide to enrol they can help you complete your insurance application and arrange convenient payment options.

Benefits of the Scotia Auto Insurance plans.

Coverage

Essential

Preferred

Ultimate

Third Party Liability -
Property

$50,000

$500,000

$750,000

Third Party Liability - Bodily Injury (per person) - $10,000,000

Yes

Yes

Yes

Third Party Liability - Bodily Injury (per event) - $30,000,000

Yes

Yes

Yes

Wrecker & Storage Fees

$300

$600

$1,000

Full Windshield and Window
(does not count as an At-Fault Claim)

$1,500

$2,000

$4,000

New Car Replacement

No

12 Months

24 Months

Loss of Use Benefit: Own fault or uninsured motorist vehicle damage and being repaired at Dealership

No

$100 per day
(up to 7 days)

$100 per day
(up to 14 days)

Policy Deductibles
$3,000 (if under 21 Years)

$750 (21+ Years)

$500 (21+ Years)

NIL (21+ Years)

Personal Effects

$300

$600

$1,000

Figures quoted in BBD

Third Party coverages.

Coverage

Basic

Basic Plus

Combo

Third Party Liability -
Property

$50,000

$150,000

$250,000

Third Party Liability - Bodily Injury (per person) - $10,000,000

Yes

Yes

Yes

Third Party Liability - Bodily Injury (per event) - $30,000,000

Yes

Yes

Yes

Total Loss of Your motor vehicle caused by a Total Loss

No

No

Fire or Theft (lesser of the Sum Insured or Market Value)

Deductible for Total Loss:       
$0 (21+ Years)
$0 (If under 21 years)

No

No

$500 (21+ Years)

$3,000 (if under 21 Years)

Figures quoted in BBD

A note from the insurers:

In this section, we have attempted to explain clearly and briefly the coverage available under this plan.

Coverage is provided by Island Heritage Insurance Company, Ltd., one of the region’s leading insurance providers.

Scotia Insurance Agent Limited is a licensed agent of Island Heritage Insurance and Scotia Insurance Caribbean Ltd.

Ready to Apply?

In Person

Contact us for more information

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