Auto Insurance.

Protect the things you love.

Right for you if you want protection for your private vehicle.

Protect your loved ones, your vehicle, and those around you with Scotia Auto Insurance. As an experienced driver, you're aware that accidents can happen.

Have an auto loan? Your lending institution requires that your vehicle is insured for its existing value. There is coverage you must have, and there are some optional ones that increase your level of protection.

Choose from a variety of coverage options:

Third Party Liability - Property

Third Party Liability - Bodily Injury

Full windshield and window

Wrecker and storage fees

Personal effects and more!

Auto Insurance plans

All figures are quoted in BBD.

Coverage	Essential	Preferred	Ultimate
Third Party Liability - Property	$50,000	$500,000	$750,000
Third Party Liability - Bodily Injury (per person) - $10,000,000	Yes	Yes	Yes
Third Party Liability - Bodily Injury (per event) - $30,000,000	Yes	Yes	Yes
Wrecker & Storage Fees	$300	$600	$1,000
Full Windshield and Window (does not count as an At-Fault Claim)	$1,500	$2,000	$4,000
New Car Replacement	No	12 Months	24 Months
Loss of Use Benefit: Own fault or uninsured motorist vehicle damage and being repaired at Dealership	No	$100 per day (up to 7 days)	$100 per day (up to 14 days)
Policy Deductibles $3,000 (if under 21 Years)	$750 (21+ Years)	$500 (21+ Years)	NIL (21+ Years)
Personal Effects	$300	$600	$1,000

Third Party coverages

Coverage	Basic	Basic Plus	Combo
Third Party Liability - Property	$50,000	$150,000	$250,000
Third Party Liability - Bodily Injury (per person) - $10,000,000	Yes	Yes	Yes
Third Party Liability - Bodily Injury (per event) - $30,000,000	Yes	Yes	Yes
Total Loss of Your motor vehicle caused by a Total Loss	No	No	Fire or Theft (lesser of the Sum Insured or Market Value)
Deductible for Total Loss: $0 (21+ Years) $0 (If under 21 years)	No	No	$500 (21+ Years) $3,000 (if under 21 Years)

_{A note from the insurers:}

_{In this section, we have attempted to explain clearly and briefly the coverage available under this plan.}

^{© Scotiabank. All Rights Reserved. Scotia Insurance is the Marketing name used by Scotiabank. Scotia Home Insurance and Scotia Auto Insurance is underwritten by Island Heritage Insurance Company, Ltd. Scotia Insurance Agent Ltd. is a licensed insurance agent for Island Heritage Insurance Company, Ltd.}

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