Signature Banking Plan

Right for you if: 

  • You want flexible access to your money and a premium interest rate on your savings

  • You plan to maintain a savings balance of $10,000 or more

    Enjoy unlimited transactions from your Everyday Bank Account and one of our highest rates of interest on Savings Account balances of $10,000 or more.

    Best of all, you pay no monthly fee as long as you maintain the minimum daily balance of $25,0001.

  • Earn 1% bonus interest if you save regularly with the Scotiabank Savings Reward Plan (SSRP)

  • Get unlimited transactions through your Everyday Banking Account and two free debit transactions each month through your Savings Account, plus unlimited electronic transfers between accounts

  • Access your money through Internet, Mobile, and Telephone Banking, Scotiabank ATMs, debit machines, and ATMs worldwide that display the Carifs symbol

  • Fees and Terms

     

    No monthly fee on a minimum daily balance of $25,000

     

    Unlimited Free electronic transfers between accounts

     

    Unlimited Internet, Telephone and Mobile banking

    Enjoy convenient access to your accounts through any of our channels: in-branch, ATMs, chequing, Internet, Mobile or Telephone banking, or by shopping with your ScotiaCard. Make unlimited electronic transfers between accounts, and receive quarterly statements and returned cheques for easy record keeping.

    Additional features include: 

    Signature Plan - Everyday Banking Account
  • Unlimited electronic debit transactions

  • Chequing privileges

  • Overdraft protection (subject to approval)1

  • Signature Plan – Savings Account
  • No monthly fee on a minimum daily closing balance of $25,0002

  • Earn a premium rate of interest1 on savings balances

  • Minimum balance required to open an account is $10,000

  • 2 free debit transactions3 a month through any channel 

  • Interest is calculated on the daily closing balance and paid monthly, on balances greater than $300

  • Additional Information

    How to apply


    Download the application form 


    Account Service Fees


    Personal Financial Services Agreement


    Terms and Conditions

    Application Form

    You might also need...

    Scotiabank Savings Reward Plan

    Earn an additional 1% bonus interest1 on the annual average monthly balance of your contributions made during the one-year term. 

    Read More, Scotiabank Savings Reward Plan
    How Much Should You Save?

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Read More, How Much Should You Save?

    Ready to Apply?

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    Contact us for more information

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