Whether you need Advice or customised borrowing solutions for the holidays, we listen; so every plan is tailored to your unique needs.
2 home renovations and 1 staycation to be WON.
WIN 1 of 2 home renovations, when you:
Apply for and activate a new/ additional Scotiabank credit card and spend an accumulated amount of BBD $3,000 on eligible credit card transactions by Jan 5, 2024 and you'll receive one (1) automatic entry.
Use your existing Scotiabank credit card and receive one (1) automatic entry for each purchase exceeding BBD $800.00.
The following definitions apply to these Terms and Conditions:
“Eligible” refers to any Individual qualified to participate in this campaign.
“Individual” means a person who has entered the campaign during the Promotional Period.
“Customer” refers to any Individual who holds a Deposit Account and at least one (1) Eligible Credit Facility with the Bank.
“Eligible Credit Card Transactions” means any retail, internet, phone or mail order purchases or Point of Sale transactions not including returns/credits, any fees and/or bank charges.
“Promotional Period” means the period from October 31st, 2023, to January 5th, 2024, inclusive of start and end dates.
“Promotion” refers to this Scotiabank Christmas Campaign 2023 and not to any of The Bank’s other promotions or programs.
“Accounts” refers to the combination of a Customer’s Deposit Account, and the respective account(s) associated with their Eligible Credit Facility/Facilities and any other account(s) which the Customer may hold with Scotiabank.
“Eligible Credit Facility” refers to any new or refinanced Scotia Plan Loan for or exceeding BBD $25,000.00, any new Auto Loan for the purchase of a “Private” or “Transport” registered motor vehicle for personal use, or any new/additional Credit Card facility held with The Bank.
“The Bank” or “Scotiabank” means Scotiabank (Barbados) Limited.
“Prize” refers to the prize(s) offered at the end of the Promotional Period by The Bank.
“Digitally Active” refers to an Individual’s monthly use of the the Scotia Caribbean App and/ or Scotia OnLine Banking to process a minimum of five (5) transactions (any of utility / bill payments/ funds transfers) between October 31st 2023 to January 5th 2024.
ELIGIBLITY
This Promotion is open to legal residents of Barbados, 18 years of age or older, who have a Deposit Account with Scotiabank, or have opened one within the Promotional Period, and who have applied for, and activated, or received the proceeds of, an Eligible Credit Facility during the Promotional Period, with the exception of Scotiabank employees and/or those living in the same household as Scotiabank employees, their immediate families including (spouses, parents, children, siblings, and their respective spouses), as well as any of Scotiabank’s partner companies, subsidiaries and/or its advertising agency Valdez and Torry International and their immediate families including (spouses, parents, children, siblings, and their respective spouses).
Existing Scotiabank Credit Card Customers who have or have opened a Deposit Account with The Bank during the Promotional Period, are also eligible for this Promotion.
To qualify for any Prize, the Individual must be a Scotiabank Customer whose Accounts are in good standing, which includes not being overdrawn, blocked, frozen, written-off, or delinquent throughout the Promotional Period or delinquent for two (2) or more cycles within the past twelve (12) months.
If an Individual earns a Prize, but ceases to be a Customer during the Promotional Period, or, the Individual's Accounts cease to be in good standing as in three (3) above, or, becomes an “immediate family member” as in one (1) above, then the Individual shall be considered ineligible to receive the Prize.
QUALIFYING CRITERIA/ HOW TO ENTER
Customers will automatically receive one (1) entry for the Promotion, for each time that they satisfy the following qualifying criteria during the Promotional Period:
Must have an existing Deposit Account or must open one during the Promotional Period; AND
Must be Digitally Active, which means that they:
o Must sign-in to the Scotia Caribbean App or Scotia Online Banking; and
o Must conduct a minimum of five (5) digital transactions per month during the Promotional Period; AND
Must apply for and receive the proceeds of a new Scotia Plan Loan (SPL) for a minimum of BBD $25,000.00, or must refinance an existing Scotia Plan Loan with new funds at a minimum of BBD $25,000.00 and must receive those funds during the Promotional Period, OR
Must apply for and receive the proceeds of an Auto Loan for the purchase of a “Private” or “Transport” registered motor vehicle for personal use, OR
Must apply for and activate a new/ additional Scotiabank Credit Card and spend an accumulated amount of BBD $3,000.00 on Eligible Credit Card Transactions by January 5th, 2024.
Existing Scotiabank Credit Card Customers who have, or who open, Deposit Accounts during the Promotional Period, will receive one (1) automatic entry for every Eligible Credit Card Transaction exceeding BBD $800.00 performed during the Promotional Period.
OFFICIAL RULES & REGULATIONS
This Promotion runs from October 31st, 2023, to January 5th, 2024, inclusive of start and end dates and is available to all new and existing Scotiabank Individual (retail) Customers.
Scotia Plan Loans, Refinanced Scotia Plan Loans, Auto Loans & Credit Cards must be booked during the Promotional Period of October 31st, 2023, to January 5th, 2024.
Winners will be selected on February 19th, 2024, by The Bank based on the qualifying criteria (Please refer to the ”How to Enter” Section on Page 1: Applicable to new and existing Credit Card Customers in BB:
a. 1st Prize One (1) Home makeover or part thereof at a maximum cost of $30,000 BBD
b. 2nd Prize One (1) Home makeover or part thereof at a maximum cost of $20,000 BBD
Applicable to SPL/ Auto Loan Customers in BB:
a. One (1) Staycation x 2 persons at maximum cost between BBD $4,000 and BBD$5,000
Each winner shall be notified by telephone within ten (10) business days from the date of the draw and shall as a condition of the award of a prize, provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release within five (5) business days of notification to be confirmed as a winner. If the winner declines to fulfill these conditions to collect the prize, their eligibility will be voided, and another winner will be drawn from the pool of eligible entries.
The Bank will contact winners using the personal or employer’s telephone and email addresses as provided by the Customer and retained on The Bank’s records. If the winners cannot be contacted after five (5) attempts by telephone within ten (10) business days from the date of the draw, The Bank has the right to draw an alternate name.
The winners’ names may be published in the media. Winners must also agree to the use of their names, and/or the use of videos and photographs of them without compensation, in any forthcoming publicity by Scotiabank specific to this Promotion.
Having or opening a Deposit Account during the Promotional Period, signing-in to the Scotia Caribbean App or Scotia Online Banking and conducting a minimum of five (5) digital transactions per month during the Promotional Period, and:
▪ applying for, and activating, a new Credit Card and spending an accumulated amount of BBD $3,000.00 on Eligible Credit Card Transactions during the Promotional Period; or
▪ applying for, and receiving the proceeds of, another Eligible Credit Facility during the Promotional Period; or
▪ using your existing Scotiabank credit card to perform Eligible Credit Card Transactions exceeding BBD $800.00 during the Promotional Period;
constitutes your consent to participate in this Promotion and your consent for The Bank to obtain your name, address, and other information for the lawful purpose of administering this Promotion.
To unsubscribe from receiving communications about, and/or to opt out of this Promotion, please call the Scotiabank Contact Centre by dialing the number on the back of your Scotiabank credit card or by calling (246) 426-7000 or by emailing CustomerCareBB@scotiabank.com up to 15 days after receiving your Scotia Plan Loan or Credit Card.
Prizes are not transferable.
The Bank reserves the right, in its sole discretion to void any and all entries. The winners will be responsible for any taxes, tips, visas, insurance and expenses, as applicable, not explicitly stated as part of their prize, and must agree to release, discharge and hold harmless The Bank from and against any or all claims, losses, injuries or damages resulting from participation in the Promotion.
In all matters relating to this Promotion, the decision of The Bank shall be final and binding in all respects.
Scotiabank has the right to exclude any Individual from this offer in its absolute discretion without any obligation to provide notice or reason. Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, The Bank’s decision is final.
These terms and conditions apply only to this Promotion, and do not apply to any of The Bank’s other promotions or programs or any other promotion or program in conjunction with The Bank and any other entity or brand.
• For further details please visit the following website: bb.scotiabank.com
* Trademark of The Bank of Nova Scotia used under license.
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