How to transfer funds 

to someone else's loan.

Make a payment for a friend or family member.

Let's get started.

Follow the steps below.

Step 1 - Launch the app and sign in

Launch the Scotia Caribbean App and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.


Step 2 - Go to the "Move money" tab.

Tap on the "Move money" icon at the bottom of your screen, to get started.

Step 3 - Select "To others".

In the "Move money" section, select transfer "To others" to choose from your list of added recipients. 

You must add a transfer recipient beforehand, in order to make a transfer. Click here to learn how-to add a loan transfer recipient.


Step 4 - Enter your transfer details.

  • Select the account you would like to transfer funds from
  • Then, select the loan you would like to transfer funds to
  • Next, enter the amount.

Then, review and verify your transfer details and amount. When you're ready to proceed, slide to transfer.


Step 6 - Success! You've made a transfer to someone else's Scotia Plan Loan.

You will receive a payment confirmation receipt and a reference number that you can keep for your records or share.