How to transfer funds 

to someone else's loan.

Make a payment for a friend or family member.

Let's get started.

Follow the steps below.

Step 1 - Launch the app and sign in

Launch the Scotia Caribbean app and sign in. Depending on your security settings, you will need to verify your identity through FACE ID, Touch ID or by entering a verification code, that is sent to your registered email.

You should receive your verification code in your email's inbox immediately. If you don't see it, check your spam and/or promotions folder. If after a couple minutes, it's still not there, click the "Send me a verification code" link.

Step 2 - Go to the Transfer tab

Tap on the "Transfer" icon at the bottom of your screen to view your transfer options.

Step 3 - Select "To others"


Select the second option to choose from your list of added recipients. 

Click here to view our step by step guide if you wish to add a new loan transfer recipient.


Step 4 - Enter transfer details

  • Select the account you would like to transfer funds from
  • Then, choose a recipient 
  • Next, enter the amount.
  • If you like, you can include a message.

Note: This feature applies to transfers being made from a Scotiabank Trinidad and Tobago deposit account to someone else's Scotiabank loan. 

If you would like to transfer funds to your own loan click here.


Step 5 - Review and transfer

Review and verify your transfer details and amount. When you're ready to proceed, slide to transfer.



Step 6 - Congrats! Your transfer was accepted.


You will now receive a payment confirmation and a reference number that you can keep for your records.