Use Anti-Virus Software

Whenever you use your personal computer and the Internet, there is a potential risk of contracting a computer virus or the possibility of infiltration by intrusion software commonly known as "Trojan Horses". Computer viruses can modify programs, delete files and erase the contents of hard drives. "Trojan Horses" can have similar effects and may be able to capture keystrokes, including passwords or other secret information. Spyware and other deceptive software can also conduct certain activities on your computer without your knowledge or consent.

The potential consequences of any of these threats could include damage to your personal computer, compromise of your secret information and the inability to use Scotia OnLine or Scotia Mobile.

If you chose to download free software, especially software that offers faster web surfing and email virus scanning, we strongly advise you to carefully read the terms of any free services you accept or software you download online before you accept them. They are known to sometimes include your consent to having your entire Internet browsing activity, including secure transactions monitored. In consenting to such terms, you may allow the service provider to collect highly personal information such as your bank account and credit card numbers and passwords. Your Scotia OnLine password is confidential and must never be shared with any outside person or company. In divulging your password, you contravene the terms of your ScotiaCard Cardholder Agreement and you will be fully liable for any unauthorized access to your accounts and all associated losses arising from these disclosures.

Find out more about spyware and deceptive software:
How to Protect Your Computer from Spyware and Adware