Term DepositsEarn a competitive rate of interest on surplus cash
Earn a competitive rate of interest on surplus cash for a term that best suits your investment needs. We'll help you improve your cash flow management with security and convenience.
With Scotiabank Term Deposits you receive:
Security – With Term Deposits, your initial investment (principal) is protected.
Liquidity – With our range of other deposit products, you'll have the liquidity you need. Terms can be as short as 31 days or up to 5 years.
Predictable Returns – Competitive returns without sacrificing security.
Higher Returns – Potential for higher interest rates when you invest for the longer periods.
- Highest available guaranteed rate of interest
- Interest payments annually or at maturity
- Available in multiple currencies
- Available terms from 31 days to five years