Terms and Conditions

Conditions apply to qualify. Monthly fees apply. Must have a monthly income of BBD 22,500 or BBD 277,500 investable assets with Scotiabank. Scotiabank Premium Banking is also subject to meeting lending and credit criteria, terms & conditions. Additional conditions apply.

Subject to PPI eligibility requirements. Priority Pass is an independent airport lounge access program. Certain terms and exclusions apply. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Applicable visit fees will be charged to your card after you have signed for the visit and it has been reported to Priority Pass.

Trademarks of The Bank of Nova Scotia, used under licence (where applicable), Scotiabank Premium Banking products are provided by the applicable Scotiabank entity in each respective country.

Priority Pass is a trademark of Priority Pass Limited. All services are provided to Cardmembers by Priority Pass Limited. The lounges participating in Priority Pass are all owned by third parties and neither The Bank of Nova Scotia and/or any of its subsidiaries nor Priority Pass Limited have any control over the said lounges' ownership and administration. Neither The Bank of Nova Scotia and/or any of its subsidiaries are affiliated with Priority Pass Limited.

Visa is a registered trademark of Visa International Service Association. Verified by Visa® is a registered trademark of Visa in the United States and other countries. Used under licence by the Bank of Nova Scotia. (03/13)

MasterCard is a registered trademark of MasterCard International Incorporated.

American Airlines reserves the right to change the AAdvantage program and its terms and conditions at any time without notice, and to end the AAdvantage program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage miles earned through this promotion/offer do not count toward elite-status qualification or Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage program, visit www.aa.com/aadvantage. American Airlines, including its AAdvantage program, is not a financial service provider. AmericanAirlines, AAdvantage and Million Miler are trademarks of American Airlines, Inc.