Payroll Access Account

Enjoy unlimited self-service transactions. 

If you're new to Scotia and would like to open an account, here's what you'll need.

Is this Chequing Account right for you?

Right for you if you:

  • Want to assign your salary electronically and pay no monthly account fees
  • Use for everyday banking such as purchases, ATM transactions and transfers
  • Want to pay no fees at Scotia ATMs, Scotia Point of Sale (POS) machines, on the Scotia Caribbean App and Scotia OnLine Banking and, when shopping with your ScotiaCard™
  • Can benefit from Overdraft Protection2

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest 
  • Need to visit a branch for transactions not available on the Scotia Caribbean App and Scotia OnLine Banking

Top reasons to choose this account.

Account benefits

  • NO monthly account fee when you assign your salary electronically
  • Unlimited transactions at Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Grow your money

  • FREE when you use Scotia ATMs, Scotia Point of Sale (POS) machines, the Scotia Caribbean App and Scotia OnLine Banking

Scotia perks

  • Quarterly electronic statements

Tools and Advice.

Choose an account that's right for you. 

Compare our chequing and savings accounts.

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Connect with an Advisor, today.