Small Business Financing 

Rates & Fees

Term Loans/ Overdraft/ Credit Line & Guarantees

Application Fee (normal) 1/4% to 1% of the net amount of increase, min $100.00
Application Fee (urgent review) 3/4% to 3% of the net amount of increase, min $100.00
Standby Fees 1/2% to 2% per annum based on daily undrawn balance charged monthly
Commitment/Acceptance Fee 1/2% to 2% of the net amount, min $100.00
Administration Fee -Monitoring/ Breach of Conditions $100.00-$1,000.00 per occasion
Overun Fees per item fee $5.00 plus application fee - % of amount of increase

Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:

  • Notice on website
  • Email 

The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.

You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at (246) 426-7000 or visiting your nearest Branch.