Make your moves with us, this Christmas.

Whether you need advice on customised borrowing solutions for your new or used vehicle, your home renos or large purchases; we listen, so every plan is tailored to your unique needs. 

Apply for a Scotia Plan Loan (SPL), refinance your existing one, or apply for a NEW credit card, today. Over $30,000 in prizes to be WON. 

New loans & refinances

A trip for two (2) to New York. Comes with return flights for two (2), hotel and spending money.

New credit cards

Apply for a NEW credit card, activate and use it by 31-Jan-2023, and you can be 1 of 7 customers to WIN $3,000 cash back.

With a Scotia Plan Loan, you can:

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Buy a new car or van.

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Get your home renos done.


Upgrade your furniture and appliances.

Customise your repayment terms. 
Get up to $2,500 cash back on Auto SPLs.

Use your credit card and get rewards.

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Shop at grocery stores, wholesale clubs, hardware stores + more!

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Have dinner with friends and family, or order takeout from your fave restaurants.


Try Scotia SelectPay™.

Turn your credit card purchases into bite-sized monthly installments.

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