Terms and Conditions

Scotiabank Mastercard UEFA Champions League Sweepstake- Barbados


The following definitions apply to these Terms and Conditions:


·         “Cardholder” means Primary Credit Cardholder of a MasterCard Credit Card.

·         “Cycles” refer to the credit card’s billing cycles

·         “Promotional Period” refers to the period from February 26, 2020 to April 24, 2020 inclusive

·         “Spend Bonus Period” refers to the period in which the predetermined spend threshold should be met

·         “Promotion” refers to this promotion and not any of the Bank’s other promotions or programs

·         “Eligible” refers to any individual qualified to participate in this promotion

·         “Eligible transaction” refers to transactions considered in the earning of ballots and are limited to the following:

-         Mastercard Credit Card: purchases minus returns/credits, and will not include cash advances, balance transfers, credit card cheques, and any fees and/or finance charges.

·         "Scotiabank" or “Bank” means  Scotiabank (Barbados) Limited

·         “Ballot” refers to entry per participant


This Promotion is open to legal residents of the Barbados, who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named countries.


This Promotion will award existing Scotiabank MasterCard holders with the promotional benefits as detailed in the chart below. This Promotion is a limited-time promotion which will run from February 26, 2020 to April 24, 2020 inclusive.


Credit Card

Qualification Criteria

Scotiabank AAdvantage® Mastercard®

Scotiabank AERO* Platinum Mastercard®

Scotiabank Mastercard®

Scotiabank Gold Mastercard®

Scotiabank Black AAdvantage® Mastercard®

·         Receive one (1) entry per BBD$300 spent in overall purchases

·         Receive three (3) additional entries with your purchases of BBD$300 for groceries, travel and/or online shopping

·         Receive three (3) additional entries per BBD$1500 spent in purchases


Only Scotiabank Mastercard Credit Cards are eligible for this promotion and will be entered automatically as per Scotiabank Credit Card Cardholder Agreement.  This Promotion is open to legal residents of Barbados 18 years of age or older, who hold an eligible Scotiabank Mastercard, with the exception of employees of the Bank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household of any of these employees.

Employees of the Bank’s advertising and promotional agencies, as well as their immediate family members, relatives and/or those living in the same households are also not eligible to enter.

Eligibility is restricted to Scotiabank Mastercard Credit Cardholders whose account is in good standing and has not been blocked, frozen, stolen or fraudulently obtained, mislaid, lost or written-off, or delinquent during the Promotional Period or within the past twelve (12) months.



Grand Prize Details


There will be one grand prize. Prize includes:


A five (5) day and four (4) night trip for two (2) to Istanbul, Turkey to attend the UEFA Champions League being held at the  Atatürk Olympic Stadium in Istanbul, Turkey.

Packages for two includes:

  • Flights for two (2) to Istanbul, Turkey
  • Hotel accommodation for two (2) in Istanbul, Turkey
  • Airport transfers in Istanbul, Turkey
  • Daily breakfast
  • Group activities
  • Transportation to/from tours and activities
  • Special pre-match event
  • Special winners dinner
  • Welcome and farewell receptions

Travel is valid for the period from May 28 to June 1, 2020 inclusive only, and cannot be modified or extended. The winner must be available for travel during this period failing which the prize will be forfeited. Scotiabank will not be responsible for changes to the prizes that occur outside of its control.

Draw Details


The winner will be selected by an automated random draw during the week of April 27, 2020. The selection will be completed by Scotiabank. One winner will be selected and two entries will be entered as backup winners.

Consumer Disclosure / Notification of winners


Winner will be notified by telephone and email within five (5) days from the date of the draw.  Winners will be required to provide proof of their age (ID card/Passport/Driver’s license) and sign an Affidavit of Eligibility/Prize Acceptance and Release within five (5) days of the winner.  If the winner declines to fulfill these conditions to collect the prize, their eligibility will be voided and another winner will be drawn from the back-up entries.

Winner must be legally and physically able to travel, and must be able to qualify for the necessary travel documentation (valid passport, travel visas etc.).  If the selected winner is unable to meet any of these criteria, their eligibility will be voided, and if time permits another winner will be selected.

Winner should agree to release, discharge and hold harmless the Bank from and against any or all claims, losses, injuries or damages resulting from participation in the sweepstakes.

Contact will be attempted using the Cardholder’s phone number as found in The Bank’s records or email where available.   If the winner cannot be contacted by telephone within five (5) days of the draw date The Bank has the right to draw an alternate name.

The winners’ name may be published in the media. The winner must agree to the use of his or her name and photographs without compensation in any forthcoming publicity by Scotiabank.

The winner will be responsible for any taxes, tips, insurance and expenses not explicitly stated as part of their prize. The use of your eligible Scotiabank Mastercard Credit Card to make an eligible transaction constitutes your consent to participate in this Promotion and your consent for The Bank to obtain your name, address and other information for the lawful purpose of administering this Promotion and for other uses as permitted by applicable law. 

Scotiabank reserves the right to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this contest.

To be confirmed as the winner, the Cardholder will be required to show the Scotiabank Mastercard Credit Card in their name that was used to win the prize. 

Official rules and regulations


This Promotion will run from March 2, 2020 to April 24, 2020 inclusive.

All transactions in local and foreign currency equivalent are eligible.

ATM deposits, withdrawals, or bill payments are not eligible transactions. Mastercard Credit Card service charges, annual membership fees, interest charges and account credit/adjustment transactions are not eligible transactions.

Prizes are not transferable and are subject to change at the sole discretion of The Bank. Prizes must be accepted as awarded. 

The Bank will not be responsible for changes to the prizes which result from circumstances outside of their control. 

Scotiabank will issue no representation or warranty in respect of the prize.

Transactions from unauthorized card use or those made with lost, stolen or fraudulent Scotiabank cards will be considered void in the matter of this draw.

By reading this document, the Cardholder is deemed to have accepted all of the applicable terms and conditions, as per Scotiabank Credit Card Cardholder Agreement.

Draw Date

The draw for the grand prize will be completed during the week of April 27, 2020

In all matters relating to these promotions, the decision of the Bank shall be final and binding in all respects.

Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.

Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, the Bank’s decision is final.

These terms and conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.

* Trademark of The Bank of Nova Scotia, used under license.

® MasterCard is a registered trademark of MasterCard International Incorporated.


             ‡ Conditions apply. Subject to credit approval.

            For more information, visit bb.scotiabank.com