Total Access Senior


  • Flexibility: Bank how you want, through the banking channels you want

  • Save Money: Pay no monthly fee 

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

  • Find a local branch

    Additional Features

    Enjoy maximum access to your money through unlimited self-service banking.

  • Cheque writing privileges

  • 25% off standing orders and bank drafts

  • 25% off safety deposit box fees

  • Overdraft protection2

  • Quarterly statements available (electronic)

  • Don’t pay fees at Scotiabank ATMs, Scotia Online, Scotia Mobile Banking and when shopping with your ScotiaCard

  • Mobile Banking app available for iOS, Android and Blackberry

  • Additional Information

    How to apply

    Download the application form 

    Account Service Fees

    Personal Financial Services Agreement

    Terms and Conditions

    Selector Tool

    Not sure which account is right for you? Try our "Account Selector Tool"

    Learn More, Selector Tool
    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn More, Savings Calculator