Total Access Account


  • Flexibility: Bank how you want, through the banking channels you want

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

  • Find a local branch

    Additional Features

    Manage your everyday banking needs with the Total Access account for just $35 per month. Enjoy maximum access to your money through unlimited self-service banking plus 3 branch transactions or cheques1.

  • Cheque writing privileges1

  • Overdraft protection2

  • Quarterly statements available (electronic statements)

  • Don’t pay fees at Scotiabank ATMs, Scotia Online, Scotia Mobile Banking and when shopping with your ScotiaCard

  • Mobile Banking app available for iOS and Android

  • Additional Information

    How to apply

    Download the application form 

    Account Service Fees

    Personal Financial Services Agreement

    Terms and Conditions

    Selector Tool

    Not sure which account is right for you? Try our "Account Selector Tool"

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    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

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