ScotiaLine Rates and Fees

Rates and fees for your ScotiaLine line of credit. 


Last updated: February 2022.

ScotiaLine Rates & Fees

A Credit Bureau Report Fee of $20.00 is attached to Scotia Plan Loans, Mortgages, Credit Cards and other revolving facilities.

Annual Fee
Late Payment Fee
ATM Cash Advance Fee
Non-Sufficient Funds (NSF)
Replacement/Additional Statement
Annual Fee Co-borrower
Over Limit Fee 
Return Cheque Fee $50.00
Dishonored Cheque Fee $50.00
Retrieval of Items 
Replacement Lost/ Damaged Card N/A
Minimum Payment 
3% of amount
Min. $100.00

Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:

  • Notice on website
  • Email 

The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.

You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at (246) 426-7000 or visiting your nearest Branch.