Bank Fees and Service Charges

Rates and fees for your accounts and services. 

Last updated: December 2023

Self Service Banking

  • Scotia Caribbean App, Scotia OnLine Banking and TeleScotia - FREE
  • Scotia Point of Sale - FREE
  • Scotia ATMs - FREE
  • ATMs at other local banks - $3.00

ScotiaCard™ Mastercard® DEBIT rates & fees

Replacement ATM/ ScotiaCardTM 
ATM Networking Fees 
Free for Scotiabank ATMs
Withdrawal at another local bank: $3.00
Inquiry at another local bank ATM: $1.00
Declined transaction at another local bank: $1.00
Point of Sale (POS) 
Debit Transaction Fee 
Free (Savings and Transactional account types)
Scotia ATM Mini Statement 

Rates and fees are subject to intermittent review. Changes to terms and conditions, interest rates, fees and charges may be highlighted as follows:

  • Notice on website
  • Email 

The information displayed may not include all retail fees and services charges, only those applicable to standard banking transactions.

You may get all information about the fees and service charges listed above or those not covered by calling our Contact Centre at (246) 426-7000 or visiting your nearest Branch.